amortization

词条：amortization

“Amortization” 是一个名词，通常用于财务和会计领域，指的是分期偿还债务或逐渐摊销资产成本的过程。该词没有常用的形容词形式。

词语辨析

“Amortization” 通常与“depreciation”（折旧）和“capitalization”（资本化）相对比。折旧是指固定资产的价值随时间的推移而减少，而资本化则是将支出视为固定资产的一部分，延迟其费用化的过程。

词汇扩充

相关词汇包括：

• Amortize：动词，指进行摊销。
• Amortizable：形容词，指可以摊销的。

近义词

• Repayment：偿还，特别是分期偿还的过程。
• Liquidation：清算，指将资产转变为现金的过程。

反义词

• Capitalization：资本化，指将支出视作资产。

字典参考

• 柯林斯词典：Amortization refers to the gradual reduction of a debt over a period of time through regular payments.

• 牛津词典：Amortization is the process of paying off a debt over time through regular payments.

用法

在财务报告和贷款协议中，通常会使用“amortization”一词来描述如何分期偿还贷款或摊销资产。

例句

• The company plans to use **amortization** to reduce its debt over the next five years.

  公司计划在未来五年内使用摊销来减少债务。

• A mortgage is typically paid off through **amortization**.

  抵押贷款通常通过摊销来偿还。

• The **amortization** schedule shows the breakdown of each payment.

  **摊销**计划显示了每次付款的细目。

• Investors should consider **amortization** when evaluating the cost of an asset.

  投资者在评估资产成本时应考虑摊销。

• Amortization helps in better financial planning by spreading costs over time.

  通过将成本分摊到时间上，**摊销**有助于更好的财务规划。

• The **amortization** of the loan will start next month.

  贷款的摊销将从下个月开始。

• Each payment includes both principal and **amortization** of interest.

  每笔付款都包括本金和摊销的利息。

• Understanding **amortization** is crucial for managing long-term debts.

  理解摊销对于管理长期债务至关重要。

• The accountant prepared an **amortization** table for the new equipment.

  会计师为新设备准备了一个摊销表。

• Tax benefits can arise from the **amortization** of certain expenses.

  某些费用的摊销可能会带来税收优惠。

• A longer **amortization** period results in smaller monthly payments.

  更长的摊销期限会导致较小的每月付款。

• The **amortization** process can vary depending on the type of loan.

  **摊销**过程可能因贷款类型而异。

• He calculated the **amortization** of the new vehicle for tax purposes.

  他计算了新车的摊销以便于纳税。

• Amortization reduces the burden of a single large payment.

  **摊销**减少了一次性大额付款的负担。

• Each year, the **amortization** of the asset will reflect its declining value.

  每年，资产的摊销将反映其价值的下降。

• Effective **amortization** can improve a company's cash flow management.

  摊销可以改善公司的现金流管理。

• They opted for a loan with a longer **amortization** period.

  他们选择了一个更长摊销期限的贷款。

• Understanding the **amortization** process is essential for new business owners.

  理解摊销过程对新企业主至关重要。

• The **amortization** of intangible assets is often overlooked.

  无形资产的摊销常常被忽视。