
Creditworthiness
Creditworthiness 是一个名词,指的是一个个人或实体的信用状况,通常用于评估其偿还贷款或债务的能力。在金融和银行业中尤为重要。
词语辨析
"Creditworthiness" 作为名词没有形容词形式,但与其相关的形容词是 "creditworthy",意为值得信赖的。两者的含义相关,但用法上有所不同。
词汇扩充
Credit: 信用
Worthy: 值得的
Credit score: 信用评分
Credit report: 信用报告
近义词
Solvency: 偿债能力
Trustworthiness: 可信赖性
反义词
Insolvency: 破产
Untrustworthiness: 不可信赖性
字典定义
柯林斯词典
Creditworthiness refers to the ability of a borrower to repay a loan. It is assessed based on various factors including credit history and income.
牛津词典
Creditworthiness is defined as the quality of being considered suitable to receive credit, based on one's financial history and situation.
用法
在金融服务中,creditworthiness 通常用于决定贷款、信用卡及其他金融产品的可用性和条件。
例句
The bank assessed her creditworthiness before approving the loan.
在批准贷款之前,银行评估了她的信用状况。
His creditworthiness improved after he paid off his debts.
在偿还债务后,他的信用状况有所改善。
To determine creditworthiness, lenders often review credit reports.
为了确定信用状况,贷款人通常会查看信用报告。
She was considered creditworthy due to her stable income.
由于她的收入稳定,她被认为是值得信赖的。
A low credit score can negatively affect your creditworthiness.
低的信用评分会对你的信用状况产生负面影响。
Understanding your creditworthiness can help you secure better loan terms.
了解你的信用状况可以帮助你获得更好的贷款条款。
Investors often look at a company's creditworthiness before buying its bonds.
投资者在购买公司的债券之前,通常会关注公司的信用状况。
The lender rejected the application due to the applicant's poor creditworthiness.
由于申请人的信用状况不佳,贷款人拒绝了申请。
Improving your creditworthiness can open up new financial opportunities.
提高你的信用状况能够开启新的金融机会。
Many factors contribute to one's creditworthiness, including payment history.
许多因素影响一个人的信用状况,包括付款历史。
It's essential to monitor your creditworthiness regularly.
定期监测你的信用状况是至关重要的。
Financial institutions rely on credit scores to evaluate creditworthiness.
金融机构依赖信用评分来评估信用状况。
If you have a strong creditworthiness, you can negotiate better rates.
如果你的信用状况良好,你可以谈判更好的利率。
Many consumers are unaware of how their actions affect their creditworthiness.
许多消费者并不知道他们的行为如何影响他们的信用状况。
Before applying for a mortgage, check your creditworthiness.
在申请抵押贷款之前,检查你的信用状况。
Even small mistakes can impact your creditworthiness significantly.
即使是小错误也可能显著影响你的信用状况。
He worked hard to improve his creditworthiness after declaring bankruptcy.
他在申请破产后,努力改善自己的信用状况。
Understanding the factors that influence creditworthiness is crucial for financial health.
了解影响信用状况的因素对于财务健康至关重要。
Some lenders offer services to help you assess your creditworthiness.
一些贷款人提供服务,帮助你评估自己的信用状况。